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Increasing Term

Increasing Term Assurance

This type of cover protects you for a given term for an increasing level of benefit. The amount of life cover chosen at the outset rises annually by a predetermined factor, normally Retail Price Index (RPI). This is known as "indexation". The premium will also increase by the same factor. By selecting indexation you are protecting the purchasing power of your selected benefit. This is suitable for family protection.

  • works much like the level term insurance, except that the level of cover increases - and usually the premiums too.
  • worth considering if you are insuring for a long term, because increasing prices eat away at the value of a fixed level of cover.
  • the plan has no cash-in value at any time.

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Company address:
ARG Financial Services Ltd, Patman House, 23-27 Electric Parade, George Lane, South Woodford, London, E18 2LS
T: 020 8989 9666
F: 020 8989 8818

Email: enquiries@arg-ifa.co.uk

Registration address:
C/o Geoffrey Joseph & Co, TaxSaven House, 7 Granard Business Centre, Bunns Lane, London NW7 2DQ
Registration number: 3825632
Registered in: England

ARG Financial Services Ltd is Authorised and Regulated by the Financial Services Authority.

ARG Financial Services Ltd is entered on the FSA register (www.fsa.gov.uk/register/) under reference 222497

The FSA do not regulate National savings products, loans, Will writing and some forms of mortgage, offshore funds and inheritance tax planning.

The guidance and/or advice contained within the website is subject to the UK regulatory regime and is therefore targeted at consumers based in the UK.

Telephone: 020 8989 9666 | enquiries@arg-ifa.co.uk

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